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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Listing you have tried to access could not be found. It may no longer be available.
Main Photo: 25154 Escarpment Ridge VW in Rural Rocky View County: Rural Rocky View MD House for sale : MLS®# C4225823
$3,750,000
Detached
Status:
Active
MLS® Num:
C4225823
Bedrooms:
6
Bathrooms:
8
Floor Area:
Switch units of measure4,920 sq. ft.
*** OPEN HOUSE THIS SATURDAY FEB 23 *** Perched on Escarpment Ridge, a private enclave of only 5 distinct properties, this home's every detail was designed by Taradar Fine Homes to fully embrace the landscape & maximize the glorious unobstructed, panoramic Rocky... More details
Main Photo: 178 SHEEP RIVER Cove: Okotoks House for sale : MLS®# C4233756
$529,900
Detached
Status:
Active
MLS® Num:
C4233756
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,140 sq. ft.
* FREE CAR WITH PURCHASE - BUYER GETS MULTIPLE OPTIONS * Backing onto trees and the environmental reserve in Sheep River valley! This tranquil location offers the utmost privacy with walking paths, ponds, and trails outside your back door, which begins with a huge deck... More details
Main Photo: 49 SUNLAKE Gardens SE in Calgary: Sundance House for sale : MLS®# C4232860
$319,900
Attached
Status:
Active
MLS® Num:
C4232860
Bedrooms:
3
Bathrooms:
2
Floor Area:
Switch units of measure1,433 sq. ft.
Welcome to this stunning, freshly painted and upgraded WEST FACING *** END UNIT *** in the desired community of Lake Sundance. With 1,423 sqft above grade, this spacious BI-LEVEL features upgrades including GRANITE countertops, STAINLESS STEEL appliances, VAULTED... More details
Main Photo: 205 19621 40 Street SE in Calgary: Seton Condo for sale : MLS®# C4226659
$274,900
Apartment
Status:
Active
MLS® Num:
C4226659
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure881 sq. ft.
Welcome to the stunning and MASSIVE 942 sqft 2 Bed + 2 bath Argento at Stile Seton by Rohit Communities, the definition of affordable luxury and undoubtedly one of the best opportunities when looking for a blend of convenience and abundant amenities. This beautifully... More details
Main Photo: 1307 3727 SAGE HILL Drive NW in Calgary: Sage Hill Condo for sale : MLS®# C4206460
$273,089
Apartment
Status:
Active
MLS® Num:
C4206460
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure853 sq. ft.
*** PRICE REDUCTION - MOST UPGRADES & FEATURES FOR THIS PRICE POINT *** Welcome to this amazing opportunity to get one of the LAST units in this BRAND NEW development by Multi-Family Builder of the Year, Shane Homes! This 2 BED + 2 Bath exudes affordable luxury, from... More details
Main Photo: 2202 3727 SAGE HILL Drive NW in Calgary: Sage Hill Condo for sale : MLS®# C4232963
$261,692
Apartment
Status:
Active
MLS® Num:
C4232963
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure814 sq. ft.
HUGE 2 Bed 2 Bath * BRAND NEW * Welcome to this amazing opportunity to get one of the LAST units in this BRAND NEW development by Multi-Family Builder of the Year, Shane Homes! This 2 BED + 2 Bath exudes affordable luxury, from the LUXURY vinyl PLANK flooring to the... More details
Main Photo: 1308 3727 SAGE HILL Drive NW in Calgary: Sage Hill Condo for sale : MLS®# C4226681
$259,900
Apartment
Status:
Active
MLS® Num:
C4226681
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure852 sq. ft.
*** MASSIVE PRICE REDUCTION +++ MOST UPGRADES & FEATURES FOR THIS PRICE POINT *** Welcome to this amazing opportunity to get one of the LAST units in this BRAND NEW development by Multi-Family Builder of the Year, Shane Homes! This 2 BED + 2 Bath exudes affordable... More details
Main Photo: 1208 3727 SAGE HILL Drive NW in Calgary: Sage Hill Condo for sale : MLS®# C4206457
$259,900
Apartment
Status:
Active
MLS® Num:
C4206457
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure852 sq. ft.
*** MASSIVE PRICE REDUCTION +++ PRICE REDUCTION - MOST UPGRADES & FEATURES FOR THIS PRICE POINT *** Welcome to this amazing opportunity to get one of the LAST units in this BRAND NEW development by Multi-Family Builder of the Year, Shane Homes! This 2 BED + 2 Bath... More details
Main Photo: 1207 3727 SAGE HILL Drive NW in Calgary: Sage Hill Condo for sale : MLS®# C4226682
$257,896
Apartment
Status:
Active
MLS® Num:
C4226682
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure852 sq. ft.
*** MASSIVE PRICE REDUCTION +++ MOST UPGRADES & FEATURES FOR THIS PRICE POINT *** Welcome to this amazing opportunity to get one of the LAST units in this BRAND NEW development by Multi-Family Builder of the Year, Shane Homes! This 2 BED + 2 Bath exudes affordable... More details
Main Photo: 2213 3727 SAGE HILL Drive NW in Calgary: Sage Hill Condo for sale : MLS®# C4232152
$215,089
Apartment
Status:
Active
MLS® Num:
C4232152
Bedrooms:
1
Bathrooms:
1
Floor Area:
Switch units of measure574 sq. ft.
Brand New Building Released ! MOST UPGRADES & FEATURES FOR THIS PRICE POINT *** Welcome to this amazing opportunity to get one of the LAST units in this BRAND NEW development by Multi-Family Builder of the Year, Shane Homes! This main level 1 BED + 1 Bath exudes... More details
Data was last updated March 23, 2019 at 12:05 PM (UTC)
Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.