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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

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Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

240 MAHOGANY Terrace SE in Calgary: Mahogany House for sale : MLS®# C4215477

240 MAHOGANY Terrace SE Calgary T3M 0T5 : Mahogany

Main Photo: 240 MAHOGANY Terrace SE in Calgary: Mahogany House for sale : MLS®# C4215477
$548,000
Prop. Type:
Detached
MLS® Num:
C4215477
Status:
Active
Bedrooms:
3
Bathrooms:
3
Year Built:
2010
*MASSIVE PRICE DROP + OPEN HOUSE* Welcome to this stunning lake access home in the award winning community of Mahogany, flooded with every upgrade imaginable! Located conveniently on a private street near the entrance of Mahogany, you’re presented with a rare opportunity to have quick access to all main roadways in addition to CITY & MOUNTAIN VIEWS from the 2ndfloor SOUTHWEST FACING balcony. Showhome features include A/C, ceiling speakers, high end stainless appliances + GAS stove, quartz countertops, ceiling height cabinetry, extremely durable luxurious Santos Mahogany flooring, and multiple stone feature walls. The UPSTAIRS LAUNDRY is finished with extra cabinetry and upgraded tile. Enter the master bedroom oasis where you’re greeted by vaulted ceilings, a MASSIVE WALK-IN CLOSET + spa-like en-suite with HEATED FLOORS and oversized tiled shower + soaker. The RARE EXTREMELY PRIVATE BACK YARD boasts mature trees and low maintenance perennial gardens, and a beautiful poured concrete patio.FRESHLY PAINTED!
Property Type:
Detached
Property Sub Type:
Detached
Condo Type:
Not a Condo
Suite:
None
Home Style:
2 Storey
Total Floor Area:
Switch units of measure2,352 sq. ft.
Price Per SqFt:
232.99
Main Residence Area:
Switch units of measure972 sq. ft.
Total area above main level.:
Switch units of measure1,380 sq. ft.
Finished Levels:
2.0
Taxes:
$3,566 / 2018
HOA Fee:
450.0
HOA Fee Includes:
Amenities Associated With HOA/Condo, Lake Access
HOA Fee Pay. Schedule:
Annually
Lot Area:
Switch units of measure3,907.3 sq. ft.
Lot Frontage:
Switch units of measure34'
Lot Shape:
Rectangular
Front Exposure:
Northeast
Total Rooms Above Grade:
8
Year built:
2010 (Age: 9)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bathrooms:
3.0 (Full:2, Half:1, 5-pc Ensuite Baths:1, 2-pc Baths:1, 4-pc Baths:1)
Plan:
0911270
Heating:
Forced Air-1
Heating fuel:
Natural Gas
Construction:
Wood Frame
Foundation:
Concrete
Basement:
Full, Unfinished
Roof:
Asphalt Shingles
Floor Finish:
Ceramic Tile, Wall to Wall Carpet
Water Supply:
None
Garage:
1
Parking:
Double Garage Attached
Parking Total/Covered:
4 / 2
Parking Places:
4.0
Parking Covered:
2.0
Exterior Finish:
Fiber Cement Siding
Title to Land:
Fee Simple
Restrictions:
None Known
Mahogany
Mahogany
Fenced, Flat Site, Lake Access Property, Landscaped, Low Maintenance Landscape, No Back Lane, Playground Nearby, Public Transportation, Schools, Shopping Nearby, View City, View Downtown, View Mountain
Air Conditioning-Central, Ceiling 9 ft., Deck, Low Flow/Dual Flush Toilets, No Smoking Home, Patio, Programmable Thermostat, Vaulted Ceiling, Vinyl Windows
Air Conditioning-Central, Alarm/Security System, Dishwasher-Built-In, Dryer, Garage Opener, Garburator, Microwave Hood Cover, Refrigerator, Stove-Gas, Washer, Water Softener, Window Coverings-All
Private
Floor
Type
Dimensions
Other
Main
Living Room
Switch units of measure16'6" x 12'11⅛"
-
Main
Kitchen
Switch units of measure12'2" x 12'
-
Main
Dining Room
Switch units of measure13'6" x 12'
-
Upper Level(s)
Bonus Room
Switch units of measure14'2" x 12'2"
-
Upper Level(s)
Master Bedroom
Switch units of measure17'4" x 12'11⅛"
-
Upper Level(s)
Bedroom
Switch units of measure11'8" x 11'
-
Upper Level(s)
Bedroom
Switch units of measure12' x 10'
-
Upper Level(s)
Laundry Room
Switch units of measure6'7" x 5'6"
-
Floor
Ensuite
Pieces
Other
-
Yes
5
-
No
4
-
No
2
Possession:
Negotiable
Possession Days:
30
School District:
https://www.cbe.ab.c
Jr. High School:
https://www.cbe.ab.ca/scho
Sr. High School:
https://www.cbe.ab.ca/scho
Elem. School:
https://www.cbe.ab.ca/scho
Alt. School:
https://www.cssd.ab.ca/Pag
Listed Date:
Nov 09, 2018
Days on Mkt:
69
Original Price:
$574,900
Listing information last updated on January 16, 2019 at 06:08 PM (UTC)
MIKE SHERRARD
Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.