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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

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Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

322 8 PRESTWICK POND Terrace SE in Calgary: McKenzie Towne Condo for sale : MLS®# C4198501

322 8 PRESTWICK POND Terrace SE Calgary T2Z 4P3 : McKenzie Towne

Main Photo: 322 8 PRESTWICK POND Terrace SE in Calgary: McKenzie Towne Condo for sale : MLS®# C4198501
$175,000
Prop. Type:
Apartment
MLS® Num:
C4198501
Status:
Active
Bedrooms:
1
Bathrooms:
1
Year Built:
2004
Welcome to the charming community of Mckenzie Towne. This bright and open IMMACULATELY MAINTAINED unit is located in a desirable building with exceptional walkability to all amenities, parks and trails. 1 Bed + DEN with IN SUITE LAUNDRY is perfect for the working professionals or snowbirds who like to travel looking for a safe place with key-fob access to call home. Gorgeously maintained with GRANITE counters, 9FT knockdown ceilings, upgraded lighting and fixtures. Large master bedroom offers WALK-IN closet and view towards GREEN SPACE. Enjoy any day or night on your COVERED BALCONY OVER-LOOKING the PARK. Beautiful grand lobby, party room and library + games area. Underground HEATED PARKING stall to keep your vehicle protected through any seasonal elements. Enjoy some R&R on the Gazebo with friends and family that is backing onto a brick walkway leading to walking and jogging paths around pond. GREAT ACCESS to 52nd, Deerfoot, Stoney, and ALL Shopping.
Property Type:
Apartment
Property Sub Type:
Lowrise Apartment
Condo Type:
Conventional
Home Style:
Single Level Unit
Total Floor Area:
Switch units of measure691 sq. ft.
Price Per SqFt:
253.26
Main Residence Area:
Switch units of measure691 sq. ft.
Finished Levels:
1.0
Taxes:
$1,274 / 2018
HOA Fee:
220.0
HOA Fee Includes:
Amenities Associated With HOA/Condo
HOA Fee Pay. Schedule:
Annually
Front Exposure:
North
Reg. Size:
Switch units of measure840.66 sq. ft.
Reg. Size Includes:
Indoor Parking Stall, Interior Above Grade
Unit Exposure:
North
Floor Location:
Top
Floors in Building:
3
Elevator:
Yes
Balcony/Terrace:
Yes
Total Rooms Above Grade:
6
Year built:
2004 (Age: 14)
Bedrooms:
1 (Above Grd: 1)
Bedrooms Above Grade:
1
Bathrooms:
1.0 (Full:1, Half:0, 4-pc Baths:1)
Plan:
0413803
Heating:
Baseboard
Heating fuel:
Natural Gas
Construction:
Wood Frame
Ensuite Laundry:
Yes
Roof:
Asphalt Shingles
Floor Finish:
Carpet, Ceramic Tile
Garage:
0
Parking:
Single Indoor
Parking Plan Type:
Assigned
Parking Total/Covered:
1 / 1
Parking Places:
1.0
Parking Covered:
1.0
Exterior Finish:
Brick, Vinyl
Title to Land:
Fee Simple
Maint. Fees:
$429.00
Condo Fee Includes:
Exterior Maintenance, Heat, Insurance, Landscape and Snow Removal, Parking, Professional Management, Reserve Fund Contributions, Water/Sewer
Condo Fee Pay. Schedule:
Monthly
Restrictions:
None Known
McKenzie Towne
McKenzie Towne
Landscaped, Playground Nearby, Public Transportation, Schools, Shopping Nearby
Ceiling 9 ft., Handicap Interior Accessories, No Smoking Home
Dishwasher-Built-In, Dryer, Hood Fan, Oven-Microwave, Refrigerator, Stove-Electric, Washer
Elevator Passenger
Private
Floor
Type
Dimensions
Other
Main
Living Room
Switch units of measure17'8" x 13'9"
-
Main
Dining Room
Switch units of measure12'2" x 10'1"
-
Main
Kitchen
Switch units of measure10' x 8'2"
-
Main
Laundry Room
Switch units of measure4'9" x 2'11"
-
Main
Breakfast Nook
Switch units of measure8'5" x 8'5"
-
Main
Master Bedroom
Switch units of measure11'1" x 10'6"
-
Floor
Ensuite
Pieces
Other
-
No
4
Possession:
Negotiable
Jr. High School:
www.cbe.ab.ca
Sr. High School:
www.cbe.ab.ca
Elem. School:
www.cbe.ab.ca
Alt. School:
www.cssd.ab.ca
Listed Date:
Aug 09, 2018
Days on Mkt:
98
Original Price:
$175,000
Listing information last updated on August 10, 2018 at 02:07 PM (UTC)
MIKE SHERRARD
Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.