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The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

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Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

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Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
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  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

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715 29 Avenue SW in Calgary: Elbow Park House for sale : MLS®# C4190140

715 29 Avenue SW Calgary T2S 0P2 : Elbow Park

Main Photo: 715 29 Avenue SW in Calgary: Elbow Park House for sale : MLS®# C4190140banner
$1,999,900
Prop. Type:
Detached
MLS® Num:
C4190140
Status:
Active
Bedrooms:
4
Bathrooms:
5
Year Built:
2016
**COURT ORDERED SALE**ELBOW PARK** Prime inner city location located directly across the road from the The Glencoe Club. This 3,200 square foot 4 level split awaits the final finishing upgrades and design choices. Already in place is large chefs kitchen complete with high end cabinetry, large Island thoughtfully laid out for functionality and storage as well as a great room with gas fireplace and 10ft ceilings. This home also offers 4 generous bedrooms with the master retreat featuring a 6 piece en suite. Please note this is a court order sale being sold "AS IS" restricted access.
Property Type:
Detached
Property Sub Type:
Detached
Condo Type:
Not a Condo
Suite:
None
Home Style:
4 Level Split
Total Floor Area:
Switch units of measure3,216 sq. ft.
Price Per SqFt:
621.86
Main Residence Area:
Switch units of measure1,390 sq. ft.
Total area above main level.:
Switch units of measure1,825 sq. ft.
Finished Levels:
2.0
Taxes:
$5,502 / 2017
Lot Area:
Switch units of measure4,574.66 sq. ft.
Lot Frontage:
Switch units of measure42'
Lot Shape:
Rectangular
Front Exposure:
North
Total Rooms Above Grade:
6
Year built:
2016 (Age: 2)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bathrooms:
5.0 (Full:4, Half:1, 6-pc Ensuite Baths:1, 2-pc Baths:1, 3-pc Baths:2, 4-pc Baths:1)
Plan:
1553R
Heating:
Forced Air-1
Heating fuel:
Natural Gas
Construction:
Wood Frame
Foundation:
Concrete
Basement:
Full, Partly Finished
Roof:
Asphalt Shingles
Floor Finish:
See Remarks
Water Supply:
Municipal
Garage:
1
Parking:
Double Garage Attached
Parking Total/Covered:
4 / 2
Parking Places:
4.0
Parking Covered:
2.0
Exterior Finish:
Stucco
Title to Land:
Fee Simple
Possession Date:
Jun 29, 2018
Restrictions:
None Known
Elbow Park
Elbow Park
Fenced, Flat Site, No Back Lane, Park/Reserve, Public Transportation, Schools, See Remarks
Ceiling 10 ft., Vinyl Windows
None
Judicial Sale
Floor
Type
Dimensions
Other
Main
Main
Main
Upper Level(s)
Upper Level(s)
Upper Level(s)
Lower Level(s)
Lower Level(s)
Lower Level(s)
Lower Level(s)
Possession:
Neg
Possession Days:
15
Listed Date:
Days on Mkt:
Original Price:
Listed by GRAHAM REALTY INC.
Listing information last updated on June 11, 2018 at 08:16 PM (UTC)
MIKE SHERRARD
Data supplied by CREB®’s MLS ® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.