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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Main Photo: 25154 Escarpment Ridge VW in Rural Rocky View County: Rural Rocky View MD House for sale : MLS®# C4225823

$3,750,000

25154 Escarpment Ridge VW Rural Rocky View County T3Z 3M7 : Rural Rocky View MD

Detached
6 beds, 8 baths, Built: 2006, 4,920 sq. ft.
There is but one location in Calgary that all seek to stake their claim, and that’s on the coveted hill of Springbank. Perched on Escarpment Ridge, a private enclave of only 5 distinct properties, this home's every detail was designed by Taradar Fine Homes to fully... Details
MLS®:No: C4225823
Status: Active
Main Photo: 118 26 Avenue NE in Calgary: Tuxedo Park House for sale : MLS®# C4201209

$710,000

118 26 Avenue NE Calgary T2E 1Y7 : Tuxedo Park

Attached
4 beds, 4 baths, Built: 2017, 1,849 sq. ft.
* Previously $779,000 MASSIVE PRICE DROP * Welcome to this beautiful 2018 home in Tuxedo Park. Located just off Centre Street, and 2 blocks away from future LRT, this NEW INFILL allows you to enjoy Calgary’s vibrant downtown life in parallel with luxury and privacy... Details
MLS®:No: C4201209
Status: Active
Main Photo: 178 SHEEP RIVER Cove: Okotoks House for sale : MLS®# C4215121

$549,900

178 SHEEP RIVER Cove Okotoks T1S 2L5 : Okotoks

Detached
4 beds, 4 baths, Built: 2008, 2,140 sq. ft.
*OPEN HOUSE SUNDAY * Welcome to this rare opportunity to back onto trees and the environmental reserve in Sheep River valley! This tranquil location offers the utmost privacy with walking paths, ponds, and trails outside your back door, which begins with a huge deck... Details
MLS®:No: C4215121
Status: Active
Main Photo: 11036 7 Street SW in Calgary: Southwood House for sale : MLS®# C4223248

$464,900

11036 7 Street SW Calgary T2W 0G7 : Southwood

Detached
5 beds, 3 baths, Built: 1969, 1,044 sq. ft.
* OPEN HOUSE this SUNDAY * This property screams LUXURY at a price you can't turn away from. Everything has been renovated from the ground up, including the roof! With the most modern flooring throughout, the upper level alone is well over 1,000 Sqft and also features a... Details
MLS®:No: C4223248
Status: Active
Main Photo: 342 REUNION Green NW: Airdrie House for sale : MLS®# C4215805

$444,900

342 REUNION Green NW Airdrie T2B 3W5 : Airdrie

Detached
3 beds, 3 baths, Built: 2013, 2,166 sq. ft.
* PRICE REDUCTION * Welcome to this stunning home with a WEST FACING yard BACKING ONTO GREEN SPACE in the lovely community of Reunion in Airdrie. Upon entry you’ll instantly notice how meticulously this home has been maintained, as every inch is in pristine condition... Details
MLS®:No: C4215805
Status: Active
Main Photo: 205 19621 40 Street SE in Calgary: Seton Condo for sale : MLS®# C4226659

$274,900

205 19621 40 Street SE Calgary T3M 2W2 : Seton

Apartment
2 beds, 2 baths, Built: 2018, 881 sq. ft.
Welcome to the stunning and MASSIVE 942 sqft 2 Bed + 2 bath Argento at Stile Seton by Rohit Communities, the definition of affordable luxury and undoubtedly one of the best opportunities when looking for a blend of convenience and abundant amenities. This beautifully... Details
MLS®:No: C4226659
Status: Active
Main Photo: 1307 3727 SAGE HILL Drive NW in Calgary: Sage Hill Condo for sale : MLS®# C4206460

$273,089

1307 3727 SAGE HILL Drive NW Calgary T3R 1T7 : Sage Hill

Apartment
2 beds, 2 baths, Built: 2018, 853 sq. ft.
*** PRICE REDUCTION - MOST UPGRADES & FEATURES FOR THIS PRICE POINT *** Welcome to this amazing opportunity to get one of the LAST units in this BRAND NEW development by Multi-Family Builder of the Year, Shane Homes! This 2 BED + 2 Bath exudes affordable luxury, from... Details
MLS®:No: C4206460
Status: Active
Main Photo: 1208 3727 SAGE HILL Drive NW in Calgary: Sage Hill Condo for sale : MLS®# C4206457

$273,089

1208 3727 SAGE HILL Drive NW Calgary T3R 1T7 : Sage Hill

Apartment
2 beds, 2 baths, Built: 2018, 852 sq. ft.
*** PRICE REDUCTION - MOST UPGRADES & FEATURES FOR THIS PRICE POINT *** Welcome to this amazing opportunity to get one of the LAST units in this BRAND NEW development by Multi-Family Builder of the Year, Shane Homes! This 2 BED + 2 Bath exudes affordable luxury, from... Details
MLS®:No: C4206457
Status: Active
Main Photo: 219 19621 40 Street SE in Calgary: Seton Condo for sale : MLS®# C4226168

$269,900

219 19621 40 Street SE Calgary T3M 2W2 : Seton

Apartment
2 beds, 2 baths, Built: 2018, 836 sq. ft.
6 different interior design templates to choose from! Welcome to the 2 BED + 2 BATH + ADDITIONAL MASTER DEN Oro at Stile Seton, the definition of affordable luxury and undoubtedly one of the best opportunities when looking for a blend of convenience and abundant... Details
MLS®:No: C4226168
Status: Active
Main Photo: 209 19621 40 Street SE in Calgary: Seton Condo for sale : MLS®# C4226656

$179,900

209 19621 40 Street SE Calgary T3M 2W2 : Seton

Apartment
1 beds, 1 baths, Built: 2018, 585 sq. ft.
Welcome to the stunning 635 sqft 1 Bed + Den Verde at Stile Seton by Rohit Communities, the definition of affordable luxury and undoubtedly one of the best opportunities when looking for a blend of convenience and abundant amenities. This beautifully designed, main... Details
MLS®:No: C4226656
Status: Active
Listing information last updated on February 17, 2019 at 04:11 PM (UTC)
Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.