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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Main Photo: 243019 MORGANS Road in Rural Rocky View County: Rural Rocky View MD House for sale : MLS®# C4246047
$2,495,000
Detached
Status:
Active
MLS® Num:
C4246047
Bedrooms:
5
Bathrooms:
6
Floor Area:
Switch units of measure5,661 sq. ft.
*** OVER $400,000 PRICE DROP + MOTIVATED SELLER *** Welcome to this absolutely stunning, custom estate by one of Calgary’s exclusive builders. Spanning 2 acres in the prestigious community of Morgan’s Rise in Springbank, this 8,200 sqft architectural masterpiece exudes... More details
Main Photo: 136 SLOPEVIEW Drive SW in Calgary: Springbank Hill House for sale : MLS®# C4244976
$1,345,000
Detached
Status:
Active
MLS® Num:
C4244976
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure2,782 sq. ft.
Welcome to the private gated community of the Slopes! 2780 sqft luxury walk-out bungalow sits perched up on a beautifully manicured 0.5 acre property that was architecturally designed to take full advantage of the Rocky Mountain & sunset Views! With over 4700 of... More details
Main Photo: 212 Heritage Isle: Heritage Pointe House for sale : MLS®# C4249048
$1,179,500
Detached
Status:
Active
MLS® Num:
C4249048
Bedrooms:
5
Bathrooms:
4
Floor Area:
Switch units of measure3,510 sq. ft.
*** OPEN HOUSE SATURDAY JULY 20 *** Former Show Home with WALKOUT BASEMENT situated on a huge 930m2 lot BACKING ONTO TREES located in the prestigious & exclusive LAKESIDE and GOLF COURSE community of Heritage Pointe. The spacious 3,500 sqft above grade layout boasts... More details
Main Photo: 387 SUNLAKE Road SE in Calgary: Sundance House for sale : MLS®# C4258960
$499,900
Detached
Status:
Active
MLS® Num:
C4258960
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure1,946 sq. ft.
* OPEN HOUSE SAT 12 - 2PM * RENOVATED 4 LVL home with LAKE ACCESS in the established and desirable community of Sundance. Located close to the LAKE and highly regarded SCHOOLS, with easy access to both public transit and main roadways, this is as convenient as it gets... More details
Data was last updated July 24, 2019 at 04:05 AM (UTC)
Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.