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ConsideringBuying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

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Main Photo: 39 ELGIN ESTATES Hill(S) SE in Calgary: McKenzie Towne House for sale : MLS® # C4161781
$839,900
Detached
Status:
Active
MLS® Num:
C4161781
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure221 m2
Prime location in Elgin Estates backing to greenspace and pathway leading to a pond and play parks. This upscale community is within walking distance of schools, shopping, major transit lines and miles of pathways to enjoy the natural surroundings. Inside you’ll... More details
Listed by RE/MAX REALTY PROFESSIONALS
Main Photo: 2714 6 Avenue NW in Calgary: West Hillhurst House for sale : MLS® # C4161331
$839,900
Attached
Status:
Active
MLS® Num:
C4161331
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure162 m2
Incredible opportunity on one of West Hillhurst’s most desirable blocks. Exquisite custom home on a quiet tree lined street with over 2500SF of developed space. Contemporary open-concept floorplan radiates beauty, warmth and elegance; its ALL here! Sleek chef's kitchen... More details
Listed by CIR REALTY
Main Photo: 4121 7 Avenue SW in Calgary: Rosscarrock House for sale : MLS® # C4140150
$839,900
Attached
Status:
Active
MLS® Num:
C4140150
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure160 m2
Modern style infill on an oversized lot minutes to downtown with an overheight TRIPLE car garage!! South facing, sunny backyard, backing onto green space. Vaulted ceilings with skylights make this property open and bright. Kitchen is sleek with stainless steel... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 327 SIENNA PARK Bay SW in Calgary: Signal Hill House for sale : MLS® # C4147478
$839,000
Detached
Status:
Active
MLS® Num:
C4147478
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure220 m2
Walkout located in Cul-de-sac! Close to schools and public transportation. Two story walkout with huge pie shaped lot with park-like backyard. Exterior feature quality brick and stucco. Welcome with vaulted front entrance, follow by formal living, dining room and... More details
Listed by GRAND REALTY
Main Photo: 17 CRESTRIDGE View SW in Calgary: Crestmont House for sale : MLS® # C4132447
$839,000
Detached
Status:
Active
MLS® Num:
C4132447
Bedrooms:
5
Bathrooms:
4
Floor Area:
Switch units of measure167 m2
This beautiful custom-built Albi 5 bedroom w/o bungalow is located on a quiet street, backs on greenspace & walking path & features upgrades throughout the home such as AC. The main floor features extensive maple flooring and upgraded carpet, a family room with coffered... More details
Listed by RE/MAX HOUSE OF REAL ESTATE
Main Photo: 1101 735 2 Avenue SW in Calgary: Eau Claire Condo for sale : MLS® # C4150200
$839,000
Apartment
Status:
Active
MLS® Num:
C4150200
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure148 m2
Welcome to this gorgeous penthouse on the 11th floor with views in every direction. This home shares the entire top floor with only 1 other unit. There are 2 indoor parking stalls & a large storage locker. As you enter you will fall in love with the floor to ceiling... More details
Listed by RE/MAX FIRST
Main Photo: 1340 21 Avenue NW in Calgary: Capitol Hill House for sale : MLS® # C4146508
$838,000
Detached
Status:
Active
MLS® Num:
C4146508
Bedrooms:
5
Bathrooms:
3
Floor Area:
Switch units of measure141 m2
Investor alert! Great location just 1 block from Confederation Park.! 50 x 120 foot lot. Zoned RC-2.Located on a large corner WALKOUT lot. Huge main floor with 3 large bedrooms, 2 separate one bedroom suites with separate entrances to both. Great revenue property... More details
Listed by REAL ESTATE PROFESSIONALS INC.
Main Photo: 2212 34 Street SW in Calgary: Killarney/Glengarry House for sale : MLS® # C4160996
$837,900
Attached
Status:
Active
MLS® Num:
C4160996
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure168 m2
Brand new executive custom built 2 storey attached home with fully developed bsmt & double detached garage. Total of 4 bdrms & 4 baths. 9ft ceilings & hardwood flrs thru out main flr. Flex rm ideal for living rm or dining rm. Open to large gourmet kitchen with quartz... More details
Listed by RE/MAX LEN T.WONG&ASSOCIATES REAL ESTATE
Main Photo: 30 CHAPARRAL VALLEY Grove SE in Calgary: Chaparral House for sale : MLS® # C4147461
$835,000
Detached
Status:
Active
MLS® Num:
C4147461
Bedrooms:
3
Bathrooms:
3
Floor Area:
Switch units of measure152 m2
WOW!!! You will be amazed as to the quality and workmanship of this stunning executive walkout bungalow located on an ultra quiet street with professionally landscaped yard overlooking a large green space & the Blue Devil GCC beyond. The open concept design utilizes... More details
Listed by ROYAL LEPAGE BENCHMARK
Main Photo: 718 33 Street NW in Calgary: Parkdale House for sale : MLS® # C4161520
$835,000
Attached
Status:
Active
MLS® Num:
C4161520
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure166 m2
GORGEOUS, meticulously maintained, and a fantastic floor plan. Main floor features 10-ft ceilings and a beautiful wide open design. Central kitchen is perfectly designed for entertaining, featuring a long island, gas range, and built-in oven. Living area is a good size... More details
Listed by RE/MAX REALTY PROFESSIONALS
Listing information last updated on January 23, 2018
Data supplied by CREB®’s MLS ® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.