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ConsideringBuying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

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Main Photo: 245 WILDWOOD Drive SW in Calgary: Wildwood House for sale : MLS®# C4165411
$1,000,000
Detached
Status:
Active
MLS® Num:
C4165411
Bedrooms:
4
Bathrooms:
3
Floor Area:
Switch units of measure2,020 sq. ft.
Prestigious Wildwood Drive location an with awesome view of Edworthy Park and down town from the front. Imagine living in this 2,000 square foot 1950's modern close to down town, shopping and transit and yet having the feeling you're far from the hustle and bustle... More details
Listed by MAXWELL CANYON CREEK
Main Photo: 1201 RENFREW Drive NE in Calgary: Renfrew House for sale : MLS®# C4145516
$999,999
Detached
Status:
Active
MLS® Num:
C4145516
Bedrooms:
5
Bathrooms:
4
Floor Area:
Switch units of measure2,486 sq. ft.
Don’t miss this fantastic opportunity to own a LUXURY detached property with the opportunity to have an income generating 2 BEDROOM LEGAL SUITE, or extra living space and prep kitchen in your Basement. Situated on a sunny CORNER lot, this property features a MODERN... More details
Listed by RE/MAX ROCKY VIEW REAL ESTATE
Main Photo: 4214 19 Street SW in Calgary: Altadore House for sale : MLS®# C4182793
$999,999
Attached
Status:
Active
MLS® Num:
C4182793
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure1,940 sq. ft.
Welcome to unparalleled excellence in Altadore. This custom build New York inspired townhome will take your breath away. From the checkerboard tiles in the front foyer to the birdcage chandelier- no detail was overlooked. Rich hand-scraped Brazilian hardwood floors... More details
Listed by CHARLES
Main Photo: 412 18 Avenue NE in Calgary: Winston Heights/Mountview House for sale : MLS®# C4184111
$999,900
Attached
Status:
Active
MLS® Num:
C4184111
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,470 sq. ft.
LOCATION - LUXURY - EXQUISITE - and FUNCTIONAL ! These would be the simplest words to describe the absolute masterpiece located directly across from Munro Park on a beautiful tree lined street! This amazing 3 story was custom built, not on spec, means no corners cut and... More details
Listed by RE/MAX ROCKY VIEW REAL ESTATE
Main Photo: 401 23 BURMA STAR Road SW in Calgary: Currie Barracks Condo for sale : MLS®# C4172813
$999,900
Apartment
Status:
Active
MLS® Num:
C4172813
Bedrooms:
2
Bathrooms:
3
Floor Area:
Switch units of measure1,712 sq. ft.
Stunning Penthouse in the Overture building of Curry Barracks. Excellent opportunity for a lock + leave lifestyle! This one level home is 1712 square feet of elegance with a great layout for entertaining. Loads of windows + light highlighting both downtown + mountain... More details
Listed by REAL ESTATE PROFESSIONALS INC.
Main Photo: 218 42 Avenue SW in Calgary: Parkhill House for sale : MLS®# C4166438
$999,900
Attached
Status:
Active
MLS® Num:
C4166438
Bedrooms:
3
Bathrooms:
3
Floor Area:
Switch units of measure1,951 sq. ft.
FRESHLY RENOVATED, BRILLIANT CONSTRUCTION AND SURREAL LOCATION !!!! One of the best built town homes in Calgary. Concrete walls means double wall insulation. Spray foam insulation in floors and roof. Steel beams and slab heated concrete floors throughout. Finishing... More details
Listed by REAL CORE REALTY LTD.
Main Photo: 6 CRESTRIDGE Mews SW in Calgary: Crestmont House for sale : MLS®# C4185361
$999,900
Detached
Status:
Active
MLS® Num:
C4185361
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,646 sq. ft.
Ideally located on a quiet cul-de-sac, this beautiful estate home has so much to offer with extensive hardwood flooring, front den/flex room, family room with inviting fireplace & large kitchen that is the heart of the home, with dark maple cabinetry, granite counters... More details
Listed by ROYAL LEPAGE BENCHMARK
Main Photo: 1708 CAYUGA Drive NW in Calgary: Collingwood House for sale : MLS®# C4174153
$999,900
Detached
Status:
Active
MLS® Num:
C4174153
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,223 sq. ft.
Prestigious Cayuga Drive in Foothills Estates! An exceptional family home located in one of the NW's finest neighbourhoods; this estate 60x120 lot (7853 sq. ft) backs directly onto walking pathways and green space! At first glance, this beautiful home offers amazing... More details
Listed by RE/MAX REAL ESTATE (CENTRAL)
Main Photo: 6747 LEESON Court SW in Calgary: Lakeview House for sale : MLS®# C4161562
$999,900
Detached
Status:
Active
MLS® Num:
C4161562
Bedrooms:
4
Bathrooms:
2
Floor Area:
Switch units of measure1,470 sq. ft.
PRICE REDUCED! Welcome to this rare opportunity to live in Lakeview Village. With close proximity to downtown, Earl Grey Golf Club & North Glenmore Park, Lakeview remains one of the most sought-after communities. The owners have lived here for over 40 years and pride of... More details
Listed by CALGARY WEST REALTY
Main Photo: 4516 STANLEY Drive SW in Calgary: Parkhill House for sale : MLS®# C4166667
$999,900
Detached
Status:
Active
MLS® Num:
C4166667
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,196 sq. ft.
Wonderful family home with 2196 square feet above grade, an excellent layout + spacious principal rooms throughout. This lovely home has been renovated + shows very well. Welcoming two storey entrance + great flow on the main floor with a very open + spacious living... More details
Listed by REAL ESTATE PROFESSIONALS INC.
Listing information last updated on May 27, 2018 at 02:10 AM (UTC)
Data supplied by CREB®’s MLS ® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.