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ConsideringBuying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

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Main Photo: 1207 18 Street NW in Calgary: Hounsfield Heights/Briar Hill House for sale : MLS®# C4160779
$1,899,900
Detached
Status:
Active
MLS® Num:
C4160779
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure3,180 sq. ft.
View the spectacular downtown skyline from the main & upper floors of this custom modern home that blends all the comforts of home with style & substance. The sun from morning to night shines throughout the mainfloor. The Euro styled kitchen accommodates Subzero & Wolf... More details
Listed by RE/MAX REAL ESTATE (CENTRAL)
Main Photo: 1909 3 Avenue NW in Calgary: West Hillhurst House for sale : MLS®# C4176538
$1,899,900
Detached
Status:
Active
MLS® Num:
C4176538
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure2,979 sq. ft.
Brand New Estate build with a large South backing lot on a quiet, tree lined street. The perfect location, steps to Queen Elizabeth School, West Hillhurst Park, and all the restaurants, amenities, and shops in Kensington! Beautiful architecture by John Haddon design... More details
Listed by CIR REALTY
Main Photo: 2616 32 Avenue SW in Calgary: Richmond House for sale : MLS®# C4163691
$1,899,000
Detached
Status:
Active
MLS® Num:
C4163691
Bedrooms:
5
Bathrooms:
4
Floor Area:
Switch units of measure2,457 sq. ft.
A true arts + crafts masterpiece, newly rebuilt in 2017 with over 3700 sq ft of developed living space. Beautiful tree-lined street near Marda Loop. Stunning curb appeal, huge front veranda, real stone detailing, cedar soffits & handmade custom front door. Soaring... More details
Listed by RE/MAX REAL ESTATE (CENTRAL)
Main Photo: 4908 BRITANNIA Drive SW in Calgary: Britannia House for sale : MLS®# C4179582
$1,895,000
Detached
Status:
Active
MLS® Num:
C4179582
Bedrooms:
3
Bathrooms:
3
Floor Area:
Switch units of measure2,205 sq. ft.
Iconic mid-century home w/ distinctive architecture that takes full advantage of its stunning ridge location. Epic views of the river valley + mountains. Wall to wall windows bring the outdoors in. Huge wraparound deck w/ spectacular views + outdoor living opportunities... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 3045 6 Street SW in Calgary: Elbow Park House for sale : MLS®# C4134112
$1,895,000
Detached
Status:
Active
MLS® Num:
C4134112
Bedrooms:
3
Bathrooms:
3
Floor Area:
Switch units of measure2,976 sq. ft.
Unbelievable VALUE! AMAZING home and location, right next door to the Glencoe Club. Experience the downtown view from the master, an abundance of natural light, a unique cedar trestle that brings nature into your home. Spacious, quiet, bright, with long clean lines of... More details
Listed by REAL ESTATE PROFESSIONALS INC.
Main Photo: 45 SLOPES Point(e) SW in Calgary: Springbank Hill House for sale : MLS®# C4165105
$1,895,000
Detached
Status:
Active
MLS® Num:
C4165105
Bedrooms:
4
Bathrooms:
6
Floor Area:
Switch units of measure2,819 sq. ft.
Welcome to The Slopes, one of Calgary’s finest gated communities. This Executive Walk-Out Bungalow has breath taking mountain views. Located on one of the highest streets, offering privacy and is far above Highway 8. This home has been architecturally designed to... More details
Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA
Main Photo: 16021 MCKENZIE LAKE Way SE in Calgary: McKenzie Lake House for sale : MLS®# C4166206
$1,890,000
Detached
Status:
Active
MLS® Num:
C4166206
Bedrooms:
5
Bathrooms:
6
Floor Area:
Switch units of measure4,099 sq. ft.
Lakefront 2-storey walkout, extensively renovated and upgraded with southwest lake views from all 3 levels, 3+2 bedrooms, 4 full and 2 half bathrooms and oversized heated triple car garage. The main floor features hardwood floors, 2-story ceilings in the entry and... More details
Listed by RE/MAX FIRST
Main Photo: 10 VALOUR Circle SW in Calgary: Currie Barracks House for sale : MLS®# C4142381
$1,879,000
Attached
Status:
Active
MLS® Num:
C4142381
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure3,034 sq. ft.
Realize the elegant lifestyle you have dreamed of living. Valour Park City Estates is where you can enjoy the independence & freedom you have always desired. Envisioned & perfected by Empire Custom Homes, this residence offers the ultimate in luxury living. Minutes from... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 14 VALOUR Circle SW in Calgary: Currie Barracks House for sale : MLS®# C4105514
$1,879,000
Attached
Status:
Active
MLS® Num:
C4105514
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure3,042 sq. ft.
Realize the elegant lifestyle you have dreamed of living. Valour Park City Estates is where you can enjoy the independence & freedom you have always desired. Envisioned & perfected by Empire Custom Homes, this residence offers the ultimate in luxury living. Minutes from... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 409 WILDWOOD Drive SW in Calgary: Wildwood House for sale : MLS®# C4177178
$1,878,800
Detached
Status:
Active
MLS® Num:
C4177178
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,550 sq. ft.
INCREDIBLE WILDWOOD DRIVE SW RIDGE WALKOUT BUNGALOW with Tandem Triple Garage, what more could you ask for! Very inviting home w/mature landscaping and sitting areas both front & back, come say WOW! Over 4,000sqft of developed living space, with room sizes that still... More details
Listed by RE/MAX REALTY PROFESSIONALS
Listing information last updated on May 27, 2018 at 02:10 AM (UTC)
Data supplied by CREB®’s MLS ® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.