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ConsideringBuying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

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Main Photo: 2704 1 Avenue NW in Calgary: West Hillhurst House for sale : MLS® # C4134577
$1,799,000
Detached
Status:
Active
MLS® Num:
C4134577
Bedrooms:
4
Bathrooms:
6
Floor Area:
Switch units of measure312 m2
In the heart of the inner-city community of West Hillhurst, sits a striking NEW home complete with rubber floor gym, double laundry & three-car detached garage. This beautifully treed & landscaped huge corner lot is one block to the Bow River & Calgary’s popular urban... More details
Listed by RE/MAX REAL ESTATE (CENTRAL)
Main Photo: 553 PATTERSON Grove SW in Calgary: Patterson House for sale : MLS® # C4150545
$1,789,000
Detached
Status:
Active
MLS® Num:
C4150545
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure322 m2
ELEGANT MODERN DESIGN. Stunning showhome by one of Calgary's most reputable builders, Augusta Fine Homes features OVER 4,500 SQ FT (incl fully developed bsmt) of superior quality fixtures, finishings and attention to detail including a SPECTACULAR 2 STOREY WALL OF... More details
Listed by RE/MAX LANDAN REAL ESTATE
Main Photo: 503 221 QUARRY Way SE in Calgary: Douglasdale/Glen Condo for sale : MLS® # C4161406
$1,775,000
Apartment
Status:
Active
MLS® Num:
C4161406
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure219 m2
EXTRAORDINARY LUXURY PENTHOUSE in the CHAMPAGNE, along the river in Quarry Park! Breath taking Sunset, City & sweeping River VIEWS from floor to ceiling windows. Dramatic, upscale + comfortably elegant. Fabulous design features include show-stopping Parisian style... More details
Listed by RE/MAX REALTY PROFESSIONALS
Main Photo: 164 EAGLE RIDGE Drive SW in Calgary: Eagle Ridge House for sale : MLS® # C4136920
$1,750,000
Detached
Status:
Active
MLS® Num:
C4136920
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure294 m2
DID YOU SEE THE PRICE REDUCTION?!?! Seller is in the HOLIDAY SPIRIT so take advantage before its too late! What a home! Prominently located in Eagle Ridge Dr. this professionally designed home includes 4 large bdrms/3.5 baths/main floor office/mud room/polished hardwood... More details
Listed by RE/MAX FIRST
Main Photo: 125 26 Avenue SW in Calgary: Mission House for sale : MLS® # C4140338
$1,750,000
Attached
Status:
Active
MLS® Num:
C4140338
Bedrooms:
2
Bathrooms:
3
Floor Area:
Switch units of measure203 m2
Located in Calgary's only luxury waterfront development The River, this luxurious 2 bedroom town home with private entrance is ideal for a sophisticated lock and go urban lifestyle. Every detail was thoughtfully considered in the creation of this lovely home... More details
Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA
Main Photo: 1108 PREMIER Way SW in Calgary: Upper Mount Royal House for sale : MLS® # C4162423
$1,750,000
Detached
Status:
Active
MLS® Num:
C4162423
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure295 m2
Has it always been your dream to live in a Castle?! Well this is the home for you! Almost 5500 sq ft of total vintage development, you will be stunned! One of the most exquisite homes in the exclusive Upper Mount Royal Community. Located on Premier Way this superb... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 3211 COLLINGWOOD Drive NW in Calgary: Collingwood House for sale : MLS® # C4133024
$1,750,000
Detached
Status:
Active
MLS® Num:
C4133024
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure325 m2
Huge price reduction! Amazing LOCATION. Overlooking Confederation Golf Course, no back neighbours, this custom built contemporary home encompasses functionality with architecture & design. For outdoor enthusiasts golfing in summer & skiing in winter. Luxury awaits in... More details
Listed by THE ALBERTA COLLECTION
Main Photo: 2536 19 Street SW in Calgary: Bankview House for sale : MLS® # C4147821
$1,750,000
Detached
Status:
Active
MLS® Num:
C4147821
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure309 m2
This sleek, modern executive family home offers outstanding city views, 3328+ sq ft on 2 levels, a fully developed basement, gleaming hardwood floors throughout most of the home, floating staircase, custom cabinets, plenty of windows allowing an abundance of natural... More details
Listed by RE/MAX REAL ESTATE (CENTRAL)
Main Photo: 1004 CRESCENT Boulevard SW in Calgary: Britannia House for sale : MLS® # C4139765
$1,750,000
Detached
Status:
Active
MLS® Num:
C4139765
Bedrooms:
5
Bathrooms:
6
Floor Area:
Switch units of measure421 m2
*OPEN HOUSE TUESDAY JANUARY 9 11:30AM-1:00PM*Fantastic 5 bedroom home in the heart of desirable Britannia! This spacious home features formal living and dining rooms as well as a massive family room with views of the west yard and outdoor swimming pool. The kitchen with... More details
Listed by RE/MAX IREALTY INNOVATIONS
Main Photo: 214 MAHOGANY Manor SE in Calgary: Mahogany House for sale : MLS® # C4126592
$1,749,999
Detached
Status:
Active
MLS® Num:
C4126592
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure332 m2
Stunning lakefront living in Calgary premier lake community of Mahogany. This Calbridge built Berkeley II is fully finished with 4 bedrooms up (total of 5), 4.5 bathrooms, and an over sized 3 car garage located right on the lake. There is over 4700sqft of developed... More details
Listed by RE/MAX REALTY PROFESSIONALS
Listing information last updated on January 23, 2018
Data supplied by CREB®’s MLS ® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.