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ConsideringBuying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

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Main Photo: 2044 44 Avenue SW in Calgary: Altadore House for sale : MLS® # C4130937
$1,890,000
Detached
Status:
Active
MLS® Num:
C4130937
Bedrooms:
4
Bathrooms:
7
Floor Area:
Switch units of measure317 m2
Absolutely stunning three storey, farm house style, home in the heart of Altadore! This masterpiece, built by Trickle Creek Custom Homes, is located on a large 37.5' lot and features over 5000 sq ft developed living space on 4 levels. Open main floor with large chef's... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 415 47 Avenue SW in Calgary: Elboya House for sale : MLS® # C4161660
$1,889,000
Detached
Status:
Active
MLS® Num:
C4161660
Bedrooms:
4
Bathrooms:
6
Floor Area:
Switch units of measure318 m2
Luxurious custom built home located in Upper Elboya & steps to Elboya Park. Offering 4800+ SF of bright & open living space featuring a triple garage, white oak hardwood floors, designer lighting, built-in speakers, 2 fireplaces & infloor heat. The main floor includes a... More details
Listed by RE/MAX FIRST
Main Photo: 4221 16 Street SW in Calgary: Altadore House for sale : MLS® # C4160952
$1,888,800
Detached
Status:
Active
MLS® Num:
C4160952
Bedrooms:
5
Bathrooms:
6
Floor Area:
Switch units of measure345 m2
A spectacular home in Altadore that is new never lived in and waiting for someone who knows quality. The home has a spacious open main floor with a large living area, huge dining area and a gourmet kitchen with 6 burner Wolf range, Sub Zero fridge, custom Alder... More details
Listed by ROYAL LEPAGE SOLUTIONS
Main Photo: 14 VALOUR Circle SW in Calgary: Currie Barracks House for sale : MLS® # C4105514
$1,879,000
Attached
Status:
Active
MLS® Num:
C4105514
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure283 m2
Realize the elegant lifestyle you have dreamed of living. Valour Park City Estates is where you can enjoy the independence & freedom you have always desired. Envisioned & perfected by Empire Custom Homes, this residence offers the ultimate in luxury living. Minutes from... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 10 VALOUR Circle SW in Calgary: Currie Barracks House for sale : MLS® # C4142381
$1,879,000
Attached
Status:
Active
MLS® Num:
C4142381
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure282 m2
Realize the elegant lifestyle you have dreamed of living. Valour Park City Estates is where you can enjoy the independence & freedom you have always desired. Envisioned & perfected by Empire Custom Homes, this residence offers the ultimate in luxury living. Minutes from... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 2324 3 Avenue NW in Calgary: West Hillhurst House for sale : MLS® # C4143877
$1,849,000
Detached
Status:
Active
MLS® Num:
C4143877
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure374 m2
INCREDIBLE FOUR THOUSAND plus SQUARE FOOT executive home with ENSUITES IN ALL 3 BEDROOMS up plus 1570 dev down + TRIPLE car garage. Interior by Sally Healy Design. 10' ceilings on main. Grand 2 stage front entry w/cherry armoires. Gourmet kitch w/cherry cabinets... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 4 VALOUR Circle SW in Calgary: Currie Barracks House for sale : MLS® # C4142376
$1,849,000
Attached
Status:
Active
MLS® Num:
C4142376
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure282 m2
Realize the elegant lifestyle you have dreamed of living. Valour Park City Estates is where you can enjoy the independence & freedom you have always desired. Envisioned & perfected by Empire Custom Homes, this residence offers the ultimate in luxury living. Minutes from... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 1220 BEVERLEY Boulevard SW in Calgary: Bel-Aire House for sale : MLS® # C4143304
$1,835,000
Detached
Status:
Active
MLS® Num:
C4143304
Bedrooms:
4
Bathrooms:
3
Floor Area:
Switch units of measure226 m2
Welcome to your lovingly maintained home w/ 4 beds, 2.5 baths & over 3600 sq ft of developed living space. Located on a large private lot in the sought after community of Bel-Aire. This picture perfect home is absolutely beautiful & includes the following updates: Hardy... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 910 ROYAL Avenue SW in Calgary: Lower Mount Royal House for sale : MLS® # C4143712
$1,799,000
Attached
Status:
Active
MLS® Num:
C4143712
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure247 m2
Rare opportunity to own in the very exclusive 'Terraces of Royal Avenue'. This is the best located unit of the 5 being the west end unit which offers more privacy and natural light due to several large windows on the west side. Richard Lindseth design with steel... More details
Listed by REAL ESTATE CALGARY
Main Photo: 1914 11 Street SW in Calgary: Upper Mount Royal House for sale : MLS® # C4145211
$1,799,000
Detached
Status:
Active
MLS® Num:
C4145211
Bedrooms:
5
Bathrooms:
4
Floor Area:
Switch units of measure258 m2
Open House January 21st from 1:00-3:30pm. Walk to downtown, schools and the most sought after amenities in the city. Enjoy the historic Hillside District of Upper Mount Royal. This early 20th century charmer was given a new lease on life with a complete "back to the... More details
Listed by REAL ESTATE PROFESSIONALS INC.
Listing information last updated on January 23, 2018
Data supplied by CREB®’s MLS ® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.