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ConsideringBuying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

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Main Photo: 6 VALOUR Circle SW in Calgary: Currie Barracks House for sale : MLS®# C4142379
$1,929,000
Attached
Status:
Active
MLS® Num:
C4142379
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure3,352 sq. ft.
Realize the elegant lifestyle you have dreamed of living. Valour Park City Estates is where you can enjoy the independence & freedom you have always desired. Envisioned & perfected by Empire Custom Homes, this residence offers the ultimate in luxury living. Minutes from... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 148 Cranbrook View SE in Calgary: Cranston House for sale : MLS®# C4170648
$1,925,000
Detached
Status:
Active
MLS® Num:
C4170648
Bedrooms:
3
Bathrooms:
3
Floor Area:
Switch units of measure2,148 sq. ft.
Welcome home to this EXCEPTIONAL & EXQUISITE private RIVERFRONT RETREAT nestled in the perfect community of Cranston.This ELEGANT & CUSTOM designed EXECUTIVE BUNGALOW was built for only the most discerning of buyer & for entertaining & is perfectly positioned backing... More details
Listed by RE/MAX FIRST
Main Photo: 2501 817 15 Avenue SW in Calgary: Beltline Condo for sale : MLS®# C4182032
$1,925,000
Apartment
Status:
Active
MLS® Num:
C4182032
Bedrooms:
3
Bathrooms:
3
Floor Area:
Switch units of measure2,302 sq. ft.
Luxurious Executive 3 Bedroom PENTHOUSE in the upscale Montana building. Enjoy the spectacular views from the 25th floor. From the moment you walk in, you feel the class & comfort it has to offer. Chef's dream kitchen decked out with premier Wolf appliances, Liebherr... More details
Listed by ROYAL LEPAGE BENCHMARK
Main Photo: 3831 1 Street SW in Calgary: Parkhill House for sale : MLS®# C4186612
$1,919,000
Detached
Status:
Active
MLS® Num:
C4186612
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,421 sq. ft.
Executive Custom Built a/c 2 storey with developed bsmt, underground tunnel to o/s double garage, roof top yard with artificial grass & wet bar. In show home condition. 4 bdrms, den & 4 baths. 10ft ceilings on main flr. Spectacular gourmet kitchen with centre island... More details
Listed by RE/MAX LEN T.WONG&ASSOCIATES REAL ESTATE
Main Photo: 3602 433 11 Avenue SE in Calgary: Beltline Condo for sale : MLS®# C4170944
$1,900,000
Apartment
Status:
Active
MLS® Num:
C4170944
Bedrooms:
3
Bathrooms:
3
Floor Area:
Switch units of measure2,700 sq. ft.
Ultimate Penthouse living in Arriva! Rare opportunity to own one of Calgary's premiere penthouses including five (5) titled parking stalls. With striking city and mountain views spanning across the skyline, this 3-bedroom penthouse soars high on the 36th floor with... More details
Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA
Main Photo: 1517 27 Avenue SW in Calgary: South Calgary House for sale : MLS®# C4184513
$1,899,900
Detached
Status:
Active
MLS® Num:
C4184513
Bedrooms:
5
Bathrooms:
2
Floor Area:
Switch units of measure1,013 sq. ft.
Attention investors. This is an opportunity to purchase 3 consecutive side by side lots (1513, 1515, 1517 - 27 Avenue SW), zoned M-C1, as a package for immediate or future development in the inner city community of South Calgary. Secure an excellent location while... More details
Listed by COLDWELL BANKER MOUNTAIN CENTRAL
Main Photo: 1515 27 Avenue SW in Calgary: South Calgary House for sale : MLS®# C4184507
$1,899,900
Detached
Status:
Active
MLS® Num:
C4184507
Bedrooms:
5
Bathrooms:
2
Floor Area:
Switch units of measure1,032 sq. ft.
Attention investors. This is an opportunity to purchase 3 consecutive side by side lots (1513, 1515, 1517 - 27 Avenue SW), zoned M-C1, as a package for immediate or future development in the inner city community of South Calgary. Secure an excellent location while... More details
Listed by COLDWELL BANKER MOUNTAIN CENTRAL
Main Photo: 511 SALEM Avenue SW in Calgary: Scarboro House for sale : MLS®# C4179561
$1,899,900
Detached
Status:
Active
MLS® Num:
C4179561
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,987 sq. ft.
VIEWS! - Exceptional contemporary home in the heart of Scarboro w/ 3000 sq/ft of opulent living offering high end features at every turn. 4 bedrooms, 3.5 bathrooms w/ south facing back garden on a premium tree lined street. Bright & open, this timeless yet modern home... More details
Listed by RE/MAX HOUSE OF REAL ESTATE
Main Photo: 2129 BOWNESS Road NW in Calgary: West Hillhurst House for sale : MLS®# C4165390
$1,899,900
Detached
Status:
Active
MLS® Num:
C4165390
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure3,475 sq. ft.
Built by Conroy Custom Homes and designed by DeJong Design Associates, this home could be YOUR dream home. This home features a cohesive design inside and out, with emphasis on sight lines and natural light throughout. Dramatic architectural features, including a three... More details
Listed by RE/MAX REAL ESTATE (CENTRAL)
Main Photo: 1513 27 Avenue SW in Calgary: South Calgary House for sale : MLS®# C4184505
$1,899,900
Detached
Status:
Active
MLS® Num:
C4184505
Bedrooms:
3
Bathrooms:
2
Floor Area:
Switch units of measure795 sq. ft.
Attention investors. This is an opportunity to purchase 3 consecutive side by side lots (1513, 1515, 1517 - 27 Avenue SW), zoned M-C1, as a package for immediate or future development in the inner city community of South Calgary. Secure an excellent location while... More details
Listed by COLDWELL BANKER MOUNTAIN CENTRAL
Listing information last updated on May 27, 2018 at 02:10 AM (UTC)
Data supplied by CREB®’s MLS ® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.