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ConsideringBuying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

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Main Photo: 1904 Salisbury Street SE in Calgary: Ramsay House for sale : MLS® # C4160967
$1,995,000
Detached
Status:
Active
MLS® Num:
C4160967
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure260 m2
Luxurious New Home with a very open floor plan & spectacular Downtown, City & Mountain views from all 4 levels. Main floor features 10' ceilings & hardwood flooring. Great room with floor to ceiling West windows for your viewing pleasure & cozy floor to ceiling stone... More details
Listed by RE/MAX LANDAN REAL ESTATE
Main Photo: 2507 19 Street SW in Calgary: Bankview House for sale : MLS® # C4131593
$1,990,888
Detached
Status:
Active
MLS® Num:
C4131593
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure339 m2
Inner-city living at it's finest! Welcome home to this stunning Paul Lavoie designed home with sweeping city views. Bankview's finest home features an open main floor with chef's kitchen fully equipped with high-end Miele appliances and gorgeous Ceasarstone counters... More details
Listed by ENGEL & VOLKERS CALGARY
Main Photo: 824 DURHAM Avenue SW in Calgary: Upper Mount Royal House for sale : MLS® # C4145144
$1,950,000
Detached
Status:
Active
MLS® Num:
C4145144
Bedrooms:
3
Bathrooms:
6
Floor Area:
Switch units of measure329 m2
Exceptional Contemporary Urban residence located on a quiet street in the heart of Mount Royal, this one year old builders residence offers unique design features throughout, a rare third level multi-functional room with an expansive deck with fireplace and downtown... More details
Listed by ROYAL LEPAGE BENCHMARK
Main Photo: 17 ELVEDEN Point(e) SW in Calgary: Springbank Hill House for sale : MLS® # C4161606
$1,950,000
Detached
Status:
Active
MLS® Num:
C4161606
Bedrooms:
5
Bathrooms:
7
Floor Area:
Switch units of measure486 m2
This Fully developed massive 2 story features just over 7,000 sq feet of living space with 5 bedrooms and 7 bathrooms. Entering the home you will be greeted with a large sunken foyer, main floor office, grand center staircase that leads to a formal living/dining room... More details
Listed by RE/MAX HOUSE OF REAL ESTATE
Main Photo: 91 Mahogany Island SE in Calgary: Mahogany House for sale : MLS® # C4131416
$1,950,000
Detached
Status:
Active
MLS® Num:
C4131416
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure355 m2
Welcome to Mahogany Island, a rare opportunity to own this 5,700+ sq. ft. lakeside living home built by Calbridge Homes. This former Showhome has a dramatic grand open main level w/ vaulted ceiling, over-sized island, elegant covered outdoor area w/ fireplace becomes... More details
Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA
Main Photo: 256 ASPEN SUMMIT Heath SW in Calgary: Aspen Woods House for sale : MLS® # C4147029
$1,949,000
Detached
Status:
Active
MLS® Num:
C4147029
Bedrooms:
4
Bathrooms:
6
Floor Area:
Switch units of measure397 m2
Welcome to your outstanding brand new dream home! This home will impress you with its gorgeous exterior stonework, large driveway and location in desirable Aspen Woods. This modern stylish home greets you with its bright, inviting, open layout. With 5 Bedrooms and... More details
Listed by RE/MAX HOUSE OF REAL ESTATE
Main Photo: 6 VALOUR Circle SW in Calgary: Currie Barracks House for sale : MLS® # C4142379
$1,929,000
Attached
Status:
Active
MLS® Num:
C4142379
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure311 m2
Realize the elegant lifestyle you have dreamed of living. Valour Park City Estates is where you can enjoy the independence & freedom you have always desired. Envisioned & perfected by Empire Custom Homes, this residence offers the ultimate in luxury living. Minutes from... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 1624 BROADVIEW Road NW in Calgary: Hillhurst House for sale : MLS® # C4149629
$1,925,000
Detached
Status:
Active
MLS® Num:
C4149629
Bedrooms:
5
Bathrooms:
4
Floor Area:
Switch units of measure286 m2
Premium WEST COAST executive contemporary built home sits on a TREE-lined quiet cul-de-sac which offers exceptional craftsmanship at every turn. This HUGE 4 bedroom UP family home is sure to IMPRESS with its soaring 10FT ceilings on main-floor, Laundry room upstairs... More details
Listed by RE/MAX HOUSE OF REAL ESTATE
Main Photo: 422 PATTERSON Boulevard SW in Calgary: Patterson House for sale : MLS® # C4162087
$1,898,800
Detached
Status:
Active
MLS® Num:
C4162087
Bedrooms:
6
Bathrooms:
5
Floor Area:
Switch units of measure347 m2
SPECTACULAR LOCATION PERCHED ON PATTERSON HILL with 180 DEGREE VIEWS! ELEGANT MODERN DESIGN WITH OVER 5,000 SQ FT - 4 CAR GARAGE (EXTRA BAY- Shop, toys or another car)! WALK OUT! LOADED!! The main features 10' & 20' ceilings with (9' upper & bsmnt), coffered ceilings... More details
Listed by RE/MAX LANDAN REAL ESTATE
Main Photo: 6236 BOW Crescent NW in Calgary: Bowness House for sale : MLS® # C4119633
$1,895,000
Detached
Status:
Active
MLS® Num:
C4119633
Bedrooms:
4
Bathrooms:
3
Floor Area:
Switch units of measure380 m2
Custom 4 bedroom home built in 2015 on the river front of beautiful Bow Crescent. Gorgeous open main level with kitchen, dining room and living room all with river & Bowmont park views. Amazing kitchen with Denca cabinetry, Sub Zero fridge & freezer, Wolf 48" gas range... More details
Listed by RE/MAX REALTY PROFESSIONALS
Listing information last updated on January 23, 2018
Data supplied by CREB®’s MLS ® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.