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ConsideringBuying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

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Main Photo: 920 SIFTON Boulevard SW in Calgary: Elbow Park House for sale : MLS®# C4166564
$1,985,000
Detached
Status:
Active
MLS® Num:
C4166564
Bedrooms:
6
Bathrooms:
5
Floor Area:
Switch units of measure4,309 sq. ft.
FANTASTIC FAMILY HOME graciously set on a magnificent property of over 1/3 acre! Wonderful location only ½ block to TOP RATED ELBOW PARK ELEMENTARY! Set above the flood plain & not affected in 2013. Walk to nearby Britannia Stores/restaurants, Western Canada High school... More details
Listed by RE/MAX REALTY PROFESSIONALS
Main Photo: 47 DISCOVERY VALLEY Cove SW in Calgary: Discovery Ridge House for sale : MLS®# C4186945
$1,980,000
Detached
Status:
Active
MLS® Num:
C4186945
Bedrooms:
4
Bathrooms:
6
Floor Area:
Switch units of measure3,460 sq. ft.
The PERFECT home is a combination of QUALITY DESIGN and construction. This ELEGANT property goes beyond that and is an expression of individual lifestyle and personal achievement. This home boasts over 5000 sq ft of living space on an ELEVATED lot. Come and live in an... More details
Listed by THE REAL ESTATE COMPANY
Main Photo: 1101 701 3 Avenue SW in Calgary: Downtown Commercial Core Condo for sale : MLS®# C4186519
$1,975,000
Apartment
Status:
Active
MLS® Num:
C4186519
Bedrooms:
2
Bathrooms:
3
Floor Area:
Switch units of measure3,433 sq. ft.
Welcome to the prestigious boutique condo development of Churchill Estates one of Calgary's premier residences. At over 3400 sq ft this Penthouse encompasses the entire 11th floor with private elevator access. The refined layout offers all you would expect and includes... More details
Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA
Main Photo: 1139 SIFTON Boulevard SW in Calgary: Elbow Park House for sale : MLS®# C4178044
$1,950,000
Detached
Status:
Active
MLS® Num:
C4178044
Bedrooms:
5
Bathrooms:
4
Floor Area:
Switch units of measure3,122 sq. ft.
This iconic "John Brown of House Brand" home is the pinnacle of luxury. Perched atop Sifton and over 9,000 Sq FT of land, location is everything! With a wall of mature leafy trees it is tucked away in it's own private hideaway without having to be any more than minutes... More details
Listed by RE/MAX REALTY PROFESSIONALS
Main Photo: 824 DURHAM Avenue SW in Calgary: Upper Mount Royal House for sale : MLS®# C4177943
$1,950,000
Detached
Status:
Active
MLS® Num:
C4177943
Bedrooms:
3
Bathrooms:
6
Floor Area:
Switch units of measure3,542 sq. ft.
Exceptional Contemporary Urban residence located on a quiet street in the heart of Mount Royal, this one year old builders residence offers unique design features throughout, a rare third level multi-functional room with an expansive deck with fireplace and downtown... More details
Listed by ROYAL LEPAGE BENCHMARK
Main Photo: 712 IMPERIAL Way SW in Calgary: Britannia House for sale : MLS®# C4181501
$1,950,000
Detached
Status:
Active
MLS® Num:
C4181501
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure3,634 sq. ft.
Beautifully balancing modern design and classic architecture this timeless home renovated in 2012 is the perfect place for a growing family. The impressive main floor offers comfort and simplicity needed for everyday living while the formal dining room and living room... More details
Listed by RE/MAX HOUSE OF REAL ESTATE
Main Photo: 702 ROYAL Avenue SW in Calgary: Lower Mount Royal House for sale : MLS®# C4187352
$1,950,000
Attached
Status:
Active
MLS® Num:
C4187352
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure2,342 sq. ft.
ULTRA-LUXURY LOCK + LEAVE. The privacy + ease of a townhome together w/ a level of finish you would normally only find at the best new condo buildings like "The River". Million-dollar-plus total renovation (interior + exterior). The results are perfection + take... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 6 VALOUR Circle SW in Calgary: Currie Barracks House for sale : MLS®# C4142379
$1,929,000
Attached
Status:
Active
MLS® Num:
C4142379
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure3,352 sq. ft.
Realize the elegant lifestyle you have dreamed of living. Valour Park City Estates is where you can enjoy the independence & freedom you have always desired. Envisioned & perfected by Empire Custom Homes, this residence offers the ultimate in luxury living. Minutes from... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Listing information last updated on July 17, 2018 at 04:13 PM (UTC)
Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.