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ConsideringBuying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

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Main Photo: 714 LANSDOWNE Avenue SW in Calgary: Elbow Park House for sale : MLS®# C4183178
$1,998,000
Detached
Status:
Active
MLS® Num:
C4183178
Bedrooms:
6
Bathrooms:
7
Floor Area:
Switch units of measure4,199 sq. ft.
Amazing Value, over $340,000 below assessment.......Welcome to the unique, inner-city community of Riverdale, featuring this immaculate executive home which boasts over 5,970 sqft of total living quarters, & hosts 6 bdrms & 7 bthrms. As you enter the grand foyer, you... More details
Listed by ENGEL & VOLKERS CALGARY
Main Photo: 34 ASPEN RIDGE Park SW in Calgary: Aspen Woods House for sale : MLS®# C4140931
$1,998,000
Detached
Status:
Active
MLS® Num:
C4140931
Bedrooms:
5
Bathrooms:
6
Floor Area:
Switch units of measure3,549 sq. ft.
OPEN HOUSE SAT MAY 19th 1-2:30pm. This exquisite Aspen Woods home is going to impress you in so many ways! From the moment you arrive to its fabulous corner lot location backing forest, you are going to fall in love! Stepping inside, you’ll begin to admire the... More details
Listed by RE/MAX HOUSE OF REAL ESTATE
Main Photo: 29 ASPEN RIDGE Gate SW in Calgary: Aspen Woods House for sale : MLS®# C4162266
$1,998,000
Detached
Status:
Active
MLS® Num:
C4162266
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure3,393 sq. ft.
Fabulous, contemporary styled home boasting nearly 5000 sf of developed living space and a South backing professionally landscaped yard with mature trees and 'private' expansive entertaining areas. The exterior architecture is outstanding and the interior design... More details
Listed by COLDWELL BANKER COMPLETE REAL ESTATE
Main Photo: 920 SIFTON Boulevard SW in Calgary: Elbow Park House for sale : MLS®# C4166564
$1,985,000
Detached
Status:
Active
MLS® Num:
C4166564
Bedrooms:
6
Bathrooms:
5
Floor Area:
Switch units of measure4,309 sq. ft.
FANTASTIC FAMILY HOME graciously set on a magnificent property of over 1/3 acre! Wonderful location only ½ block to TOP RATED ELBOW PARK ELEMENTARY! Set above the flood plain & not affected in 2013. Walk to nearby Britannia Stores/restaurants, Western Canada High school... More details
Listed by RE/MAX REALTY PROFESSIONALS
Main Photo: 47 DISCOVERY VALLEY Cove SW in Calgary: Discovery Ridge House for sale : MLS®# C4163026
$1,980,000
Detached
Status:
Active
MLS® Num:
C4163026
Bedrooms:
4
Bathrooms:
6
Floor Area:
Switch units of measure3,460 sq. ft.
The PERFECT home is a combination of QUALITY DESIGN and construction. This ELEGANT property goes beyond that and is an expression of individual lifestyle and personal achievement. This home boasts over 5000 sq ft of living space on an ELEVATED lot. Come and live in an... More details
Listed by THE REAL ESTATE COMPANY
Main Photo: 138 ASPEN RIDGE Place SW in Calgary: Aspen Woods House for sale : MLS®# C4182182
$1,980,000
Detached
Status:
Active
MLS® Num:
C4182182
Bedrooms:
5
Bathrooms:
6
Floor Area:
Switch units of measure3,432 sq. ft.
Nestled in a quiet cul-de-sac, boasting clean, contemporary lines, this 'nearly' 5000 sf family home features FIVE bedrooms and is reminiscent of an 'Elle Decor' masterpiece. The landscape and outdoor living designs are unparalleled, offering gorgeous mature trees and... More details
Listed by COLDWELL BANKER COMPLETE REAL ESTATE
Main Photo: 35 ELMONT Drive SW in Calgary: Springbank Hill House for sale : MLS®# C4184565
$1,975,000
Detached
Status:
Active
MLS® Num:
C4184565
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure5,175 sq. ft.
*OH – SUN, MAY 19/20th 2:00-4:00pm* Situated in an exclusive enclave of estate homes on a large SE backing lot within 20 MINS TO DT, this well thought out home offers over 5100 SqFt above grade. The contemporary floorplan is showcased by beautiful chandeliers, heated... More details
Listed by RE/MAX HOUSE OF REAL ESTATE
Listing information last updated on May 20, 2018 at 08:09 PM (UTC)
Data supplied by CREB®’s MLS ® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.