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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Main Photo: 1208 3727 SAGE HILL Drive NW in Calgary: Sage Hill Condo for sale : MLS®# C4206457
$298,095
Apartment
Status:
Active
MLS® Num:
C4206457
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure852 sq. ft.
Welcome to this amazing opportunity to get one of the LAST units in this BRAND NEW development by Multi-Family Builder of the Year, Shane Homes! This 2 BED + 2 Bath exudes affordable luxury, from the LUXURY vinyl PLANK flooring to the QUARTZ countertops and STAINLESS... More details
Main Photo: 219 19621 40 Street SE in Calgary: Seton Condo for sale : MLS®# C4216457
$293,068
Apartment
Status:
Active
MLS® Num:
C4216457
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure77 sq. ft.
Welcome to the 2 BED + 2 BATH + ADDITIONAL MASTER DEN Oro at Stile Seton, the definition of affordable luxury and undoubtedly one of the best opportunities when looking for a blend of convenience and abundant amenities. This beautifully designed luxury condo is ideally... More details
Main Photo: 101 19621 40 Street SE in Calgary: Seton Condo for sale : MLS®# C4216464
$182,022
Apartment
Status:
Active
MLS® Num:
C4216464
Bedrooms:
1
Bathrooms:
1
Floor Area:
Switch units of measure48 sq. ft.
Welcome to the Rosso at Stile Seton by Rohit Communities, the definition of affordable luxury and undoubtedly one of the best opportunities when looking for a blend of convenience and abundant amenities. This beautifully designed, main floor luxury apartment is ideally... More details
Main Photo: 322 8 PRESTWICK POND Terrace SE in Calgary: McKenzie Towne Condo for sale : MLS®# C4198501
$175,000
Apartment
Status:
Active
MLS® Num:
C4198501
Bedrooms:
1
Bathrooms:
1
Floor Area:
Switch units of measure691 sq. ft.
Welcome to the charming community of Mckenzie Towne. This bright and open IMMACULATELY MAINTAINED unit is located in a desirable building with exceptional walkability to all amenities, parks and trails. 1 Bed + DEN with IN SUITE LAUNDRY is perfect for the working... More details
Main Photo: 265 AUBURN GLEN Manor SE in Calgary: Auburn Bay House for sale : MLS®# C4181161
$685,000
Detached
Status:
Sold
MLS® Num:
C4181161
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,256 sq. ft.
BACKING ONTO A POND / GREEN SPACE with LAKE ACCESS in AUBURN BAY for UNDER $700,000! Central A/C + Hunter Douglas Blinds THROUGHOUT. This immaculately maintained home features a fully finished WALK-OUT basement, leading to an EXTENSIVELY LANDSCAPED ($50k worth) yard... More details
Main Photo: 54 NOLANFIELD Court NW in Calgary: Nolan Hill House for sale : MLS®# C4182984
$649,900
Detached
Status:
Sold
MLS® Num:
C4182984
Bedrooms:
3
Bathrooms:
3
Floor Area:
Switch units of measure2,663 sq. ft.
This stunning, +2,660 sqft home with WALK-OUT BASEMENT on a CORNER LOT in the highly desirable community of Nolan Hill is a MUST SEE. Designed with the highest quality and a beautiful view from the deck, this home has it all. Upon entering, you are greeted by... More details
SOLD OVER THE ASKING PRICE!
Main Photo: 6312 LYNCH Crescent SW in Calgary: Lakeview House for sale : MLS®# C4187228
$630,000
Detached
Status:
Sold
MLS® Num:
C4187228
Bedrooms:
4
Bathrooms:
2
Floor Area:
Switch units of measure1,283 sq. ft.
* ATTENTION FLIPPERS / RENOVATORS * Original owner BUNGALOW being sold AS IS with almost 900m2 LOT and almost 1,300 sqft, on an extremely QUIET STREET in the prized community of LAKEVIEW. This is the first home on Lynch Crescent to come on the market in over 3 years... More details
Main Photo: 219 CHAPARRAL VALLEY Way SE in Calgary: Chaparral House for sale : MLS®# C4115534
$629,900
Detached
Status:
Sold
MLS® Num:
C4115534
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure2,185 sq. ft.
*** $40,000 PRICE DROP *** Avi home BACKING onto the Blue Devil GOLF COURSE, situated on a HUGE CORNER LOT with a WALK-OUT basement. This is one of the LARGEST LOTS in Chaparral Valley. FULLY DEVELOPED BASEMENT. Beautiful view of the BOW RIVER, Fish Creek & Golf... More details
Main Photo: 309 MCKENZIE LAKE Bay SE in Calgary: McKenzie Lake House for sale : MLS®# C4171948
$599,000
Detached
Status:
Sold
MLS® Num:
C4171948
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,554 sq. ft.
Fully finished 2554sqft home with A/C + Dual Furnaces on MASSIVE PIE LOT with private LAKE ACCESS in Mckenzie Lake! Enter through a welcoming foyer with vast natural light through your LARGE WINDOWS and VAULTED CEILINGS. A convenient floor plan with a bright family... More details
Main Photo: 16 CRESTMONT Drive SW in Calgary: Crestmont House for sale : MLS®# C4177584
$595,000
Detached
Status:
Sold
MLS® Num:
C4177584
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure2,385 sq. ft.
Welcome to this immaculately maintained and extensively upgraded former SHOW HOME in the lovely community of Crestmont. Some of the upgrades include A/C, Kenmore Elite Stainless Steel Appliances, new LG Washer / Dryer with Pedestal, Built-in Ceiling Speakers, and... More details
Listing information last updated on November 15, 2018 at 12:10 PM (UTC)
Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.