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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Main Photo:  in Rural Rocky View County: Rural Rocky View MD House for sale : MLS®# C4194250
$15,000,000
Detached
Status:
Active
MLS® Num:
C4194250
Bedrooms:
10
Bathrooms:
14
Floor Area:
Switch units of measure10,876 sq. ft.
Welcome to Terre Blanche, the Exquisite French Chateau Estate, designed by the acclaimed New York designer Arthur Fishman, whose work spans 16 landmark hotels around the world, in addition to multiple renowned personal estates,. This extraordinary home is an... More details
Main Photo: 25154 Escarpment Ridge VW in Rural Rocky View County: Rural Rocky View MD House for sale : MLS®# C4190212
$3,950,000
Detached
Status:
Active
MLS® Num:
C4190212
Bedrooms:
6
Bathrooms:
8
Floor Area:
Switch units of measure4,920 sq. ft.
* --- PRICE REDUCED --- OPEN HOUSE Sunday, Sept-23 from 1:00 -3:00pm * There is but one location in Calgary that all seek to stake their claim, and that’s on the coveted hill of Springbank. Perched on Escarpment Ridge, a private enclave of only 5 distinct properties... More details
Main Photo: 3003 UNDERHILL Drive NW in Calgary: University Heights House for sale : MLS®# C4199237
$868,800
Detached
Status:
Active
MLS® Num:
C4199237
Bedrooms:
4
Bathrooms:
3
Floor Area:
Switch units of measure1,391 sq. ft.
You’ll forever hear the phrase “location is everything”, and this 4 bedroom bi-level is a perfect example of the power of that statement. With $250,000 of renovations done in 2015, and a MASSIVE LOT graced with apple trees and lush vegetation, it’s hard to imagine a... More details
Main Photo: 118 26 Avenue NE in Calgary: Tuxedo Park House for sale : MLS®# C4201209
$749,900
Attached
Status:
Active
MLS® Num:
C4201209
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure1,849 sq. ft.
* $30,000 PRICE DROP - Realtors Note Private Remark * Welcome to this beautiful 2018 home in Tuxedo Park. Located just off Centre Street, and 2 blocks away from future LRT, this NEW INFILL allows you to enjoy Calgary’s vibrant downtown life in parallel with luxury and... More details
Main Photo: 116 26 Avenue NE in Calgary: Tuxedo Park House for sale : MLS®# C4201208
$749,900
Attached
Status:
Active
MLS® Num:
C4201208
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure1,852 sq. ft.
* $30,000 PRICE DROP - Realtors Note Private Remark * Welcome to this beautiful 2018 home in Tuxedo Park. Located just off Centre Street, and 2 blocks away from future LRT, this NEW INFILL allows you to enjoy Calgary’s vibrant downtown life in parallel with luxury and... More details
Main Photo: 3515 59 Street NW in Calgary: Bowness House for sale : MLS®# C4198083
$582,500
Detached
Status:
Active
MLS® Num:
C4198083
Bedrooms:
3
Bathrooms:
3
Floor Area:
Switch units of measure1,457 sq. ft.
Welcome to this rare opportunity to live on BOW CRESCENT, one of Calgary’s most sought after regions. Located on an extremely QUIET CORNER LOT, this beautifully RENOVATED home is just STEPS AWAY from the BOW RIVER. The feature list is extensive, including 4 DECKS... More details
Main Photo: 6460 SIERRA MORENA Boulevard SW in Calgary: Signal Hill House for sale : MLS®# C4199321
$460,000
Attached
Status:
Active
MLS® Num:
C4199321
Bedrooms:
2
Bathrooms:
4
Floor Area:
Switch units of measure1,235 sq. ft.
Welcome to the desirable community of Signal Hill. This bright & spacious fully finished home is located close to public transit, schools, plenty of walking paths & all amenities including Westhills Shopping Centre. Beautifully landscaped which adds to the gorgeous curb... More details
Main Photo: 5304 32 Avenue NW in Calgary: Montgomery House for sale : MLS®# C4193223
$415,000
Attached
Status:
Active
MLS® Num:
C4193223
Bedrooms:
4
Bathrooms:
2
Floor Area:
Switch units of measure977 sq. ft.
Welcome to this stunning, PROFESSIONALLY RENOVATED home in the heart of Montgomery. Whether you are an INVESTOR looking for the perfect RENTAL PROPERTY, or someone looking for a home in a convenient location, this property has it all. Just 2 MINUTE from Market Mall and... More details
Main Photo: 127 30 SIERRA MORENA Landing SW in Calgary: Signal Hill Condo for sale : MLS®# C4200846
$364,900
Apartment
Status:
Active
MLS® Num:
C4200846
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure1,249 sq. ft.
Welcome to The Tudors. Located in a quiet and scenic location, it is no surprise that it has previously been crowned CONDO OF THE YEAR. From weekly fitness classes and weekly gatherings in the Residents room, to a CAR WASH and WORKSHOP for hobbyists, this peaceful... More details
Main Photo: 322 8 PRESTWICK POND Terrace SE in Calgary: McKenzie Towne Condo for sale : MLS®# C4198501
$175,000
Apartment
Status:
Active
MLS® Num:
C4198501
Bedrooms:
1
Bathrooms:
1
Floor Area:
Switch units of measure691 sq. ft.
Welcome to the charming community of Mckenzie Towne. This bright and open IMMACULATELY MAINTAINED unit is located in a desirable building with exceptional walkability to all amenities, parks and trails. 1 Bed + DEN with IN SUITE LAUNDRY is perfect for the working... More details
Listing information last updated on September 25, 2018 at 04:11 AM (UTC)
Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.