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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Main Photo: 1547 WINDSOR Street NW in Calgary: St Andrews Heights House for sale : MLS®# C4296941
$2,195,000
Detached
Status:
Active
MLS® Num:
C4296941
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure3,361 sq. ft.
Fall in love with this magnificent & custom built Timberrock home, in St. Andrews Heights. With over 5000 Sq Ft of elegant architecture, spanned throughout three levels, this home needs to be seen in person to be truly appreciated. A short 5 minute commute to downtown... More details
Listed by Reilly Nicholls of EXP REALTY
Main Photo: 23 NORTH VALLEY Boulevard in Rural Rocky View County: Rural Rocky View MD House for sale : MLS®# C4289385
$1,650,000
Detached
Status:
Active
MLS® Num:
C4289385
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure2,370 sq. ft.
Gorgeous custom built bungalow found in Bearspaw! Gated, aggregate driveway. You will notice the character that the home has, w/ beautiful crown mouldings, custom doors, wood beam & crystal glass transoms above the doors on the main floor. French doors lead you to the... More details
Listed by Hayley Green and Timothy Green of EXP REALTY
Main Photo: 14004 402 Avenue E: Rural Foothills County House for sale : MLS®# C4296267
$1,499,000
Detached
Status:
Active
MLS® Num:
C4296267
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure3,788 sq. ft.
VIEW 3D tour! Dream acreage just 3 mins south of Okotoks w/ paved driveway right through the gated entrance to the front door. This gorgeous BRICK WRAPPED walkout BUNGALOW has over 6200+ sq ft of living space w/ 4 oversized bedrooms. As you walk through the front doors... More details
Listed by Michael Hassel of EXP REALTY
Main Photo: 218 VALLEY POINTE Way NW in Calgary: Valley Ridge House for sale : MLS®# C4287746
$1,248,800
Detached
Status:
Active
MLS® Num:
C4287746
Bedrooms:
6
Bathrooms:
5
Floor Area:
Switch units of measure2,991 sq. ft.
Exquisite estate home on a huge lot with private setting, beautiful unobstructed views and mother nature just out your back door. True open concept living at its finest with waves of natural light flooding every room all day long. One of Valley Ridge's most esteemed... More details
Listed by Shawn Getty of EXP REALTY
Main Photo: 32026 274 Avenue W: De Winton House for sale : MLS®# C4295219
$1,200,000
Detached
Status:
Active
MLS® Num:
C4295219
Bedrooms:
3
Bathrooms:
1
Floor Area:
Switch units of measure1,856 sq. ft.
Stunning CITY & MOUNTAIN VIEWS from this 30.84 acres. Great location only 10 MINS SOUTH OF THE CITY just north of the Calgary Polo Club and Strathcona Tweidsmier private school! Awesome PROPOSED SUB-DIVISION with 6 LOTS available to review. Mature trees around the home... More details
Listed by Jamie Ostby and Jack Molyneux of EXP REALTY
Absolutely STUNNING! Oversized RC2 50x164 WALKOUT lot for a new duplex or two single family homes in the prestigious community of Parkhill!! This street is extremely quiet and desirable and this is one of the last development sites available on the street! Newly built... More details
Listed by Dylan Oneschuk of EXP REALTY
Main Photo: 2101 1088 6 Avenue SW in Calgary: Downtown West End Condo for sale : MLS®# C4285949
$985,000
Apartment
Status:
Active
MLS® Num:
C4285949
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure1,915 sq. ft.
Spectacular UNOBSTRUCTED 180-degree views of river and mountains in this completely renovated luxury condo in the sky! Featuring a modern, state of the art kitchen with professional-grade Miele appliances and over-sized chef's fridge and wine cooler. In-floor heated... More details
Listed by Shawn Getty and Willie Ip of EXP REALTY
Main Photo: 1904 27 Avenue SW in Calgary: South Calgary House for sale : MLS®# C4291983
$979,900
Attached
Status:
Active
MLS® Num:
C4291983
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure2,404 sq. ft.
Stunning Masterpiece, upgraded from top to bottom with 4 fully finished air conditioned floors making for an ideal live work environment. This remarkable property offers over 3000 SQ.FT of luxury air conditioned fully developed space, 4 bedrooms & 5 bathrooms. The main... More details
Listed by Douglas J Hayden and Dexter Hayden of EXP REALTY
Main Photo: 200 322028 20 Street E: De Winton House for sale : MLS®# C4296975
$899,900
Detached
Status:
Active
MLS® Num:
C4296975
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure2,067 sq. ft.
This home—lovingly referred to by its owners as “Hilltop House”—is absolutely unparalleled for its sweeping 180 degree views of mountains and hills, and just 3 mins to Okotoks. A fully redone walkout home feels like a park on one of the single-most gorgeous pieces of... More details
Listed by Rachel R Vanderveen of EXP REALTY
Main Photo: 129 WINCHESTER Crescent SW in Calgary: Westgate House for sale : MLS®# C4288260
$799,900
Detached
Status:
Active
MLS® Num:
C4288260
Bedrooms:
4
Bathrooms:
3
Floor Area:
Switch units of measure1,504 sq. ft.
You will fall in love w/ this 4 bdrm, 3 bath designer bungalow. Over 1500sq ft of living on the main floor (over 2600 throughout). Open concept main floor. Kitchen features expansive quartz kitchen island, SS appliances, high gloss white cabinetry w/ modern grey hex... More details
Listed by Hayley Green and Timothy Green of EXP REALTY
Data was last updated May 27, 2020 at 05:30 AM (UTC)
Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.