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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Main Photo: 265115 Big Hill Springs Trail in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1040382
$1,499,000
Residential
Status:
Active
MLS® Num:
A1040382
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure4,610 sq. ft.
Please click on Video!!! Stunning 4500+ sq ft of living space, COMPLETE TEARDOWN NEW HOUSE WAS COMPLETED IN 2017 WALKOUT BUNGALOW on 50 ACRES. Overlooking the Big Hill Springs Park. Kitchen is complete with 8FT WIDE FRIDGE/FREEZER, GAS RANGE, GRANITE & so much more... More details
Listed by Michael Hassel of EXP REALTY
Main Photo: 213 12A Street NE in Calgary: Bridgeland/Riverside Detached for sale : MLS®# A1041358
$1,298,000
Residential
Status:
Active
MLS® Num:
A1041358
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,372 sq. ft.
OPEN HOUSE SAT OCT 17 NOON - 2PM. A Secret Gem! 213 12A Street is a custom-built luxury home located in Bridgeland, one of Calgary's most walkable neighbourhoods. This home is steps away from the Zoo, Telus Spark Center, Tom Campbell Hill and the Bow River. The... More details
Listed by Jamil Thobani of EXP REALTY
Main Photo: 31 ROSEWOOD Drive in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1012743
$1,295,000
Residential
Status:
Active
MLS® Num:
A1012743
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure2,471 sq. ft.
IMMEDIATE POSSESSION- PRIVACY at its best on a 2 acre beautifully treed lot & some of the BEST PANORAMIC MOUNTAIN VIEWS in the area. Located on the edge of Calgary, this sprawling 5 bedroom bungalow offers luxurious finishing from top to bottom as it underwent a... More details
Listed by Marc Philibert of EXP REALTY
Main Photo: 230095 56 Street E: De Winton Detached for sale : MLS®# A1014417
$1,248,888
Residential
Status:
Active
MLS® Num:
A1014417
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure2,939 sq. ft.
Gorgeous executive walkout bungalow on over 4 acres of your own nature oasis and just minutes from City limits. Drive up the fully paved driveway to the triple car garage with heated floors. This home has a lot to offer - indoors and out and has recently had over... More details
Listed by Julie Bowser of EXP REALTY
Main Photo: 32026 274 Avenue W: De Winton Detached for sale : MLS®# C4295219
$1,200,000
Residential
Status:
Active
MLS® Num:
C4295219
Bedrooms:
3
Bathrooms:
1
Floor Area:
Switch units of measure1,856 sq. ft.
Stunning CITY & MOUNTAIN VIEWS from this 30.84 acres. Great location only 10 MINS SOUTH OF THE CITY just north of the Calgary Polo Club and Strathcona Tweidsmier private school! Awesome PROPOSED SUB-DIVISION with 6 LOTS available to review. Mature trees around the home... More details
Listed by Jamie Ostby and Jack Molyneux of EXP REALTY
Main Photo: 546186 88 Street East Street E: Rural Foothills County Detached for sale : MLS®# C4301998
$1,199,999
Residential
Status:
Active
MLS® Num:
C4301998
Bedrooms:
4
Bathrooms:
3
Floor Area:
Switch units of measure2,478 sq. ft.
Come for the VIEW! Buy for the practicality of this gourgeous Home Now it's time to be yours. Sellers say SELL. Fully developed 4900sf of living space. Completely updated. Top quality workmanship. All rooms on the west side of the home have a spectacular view... More details
Listed by Al Wiebe of EXP REALTY
Main Photo: 2324 Broadview Road NW in Calgary: West Hillhurst Detached for sale : MLS®# A1013654
$1,050,000
Residential
Status:
Active
MLS® Num:
A1013654
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure2,139 sq. ft.
Rarely does a home of this quality and craftsmanship come on the market. This exceptional home situated on Broadview Road, steps from bike paths and the Bow River, has been completely redone inside and out! Professionally designed for a down-to-the-studs renovation and... More details
Listed by Michele Gole of EXP REALTY
Main Photo: 328 SOUTH HARMONY Drive in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1035272
$963,600
Residential
Status:
Active
MLS® Num:
A1035272
Bedrooms:
3
Bathrooms:
3
Floor Area:
Switch units of measure3,109 sq. ft.
WOW! 3 Story home with an enormous balcony that has endless views of the rockies built by Award winning Broadview Homes available in the peaceful community of Harmony. This Former show home has every upgrade we all dream about and has access to 140 acre lake, signature... More details
Listed by Shawn Getty and Sherry Johnston of EXP REALTY
Main Photo: 1904 27 Avenue SW in Calgary: South Calgary Semi Detached for sale : MLS®# A1022506
$949,900
Residential
Status:
Active
MLS® Num:
A1022506
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure2,404 sq. ft.
Stunning Masterpiece, upgraded from top to bottom with 4 fully finished air conditioned floors making for an ideal live work environment. This remarkable property offers over 3000 SQ.FT of luxury air conditioned fully developed space, 4 bedrooms & 5 bathrooms. The main... More details
Listed by Douglas Hayden of EXP REALTY
Main Photo: 602 738 1 Avenue SW in Calgary: Eau Claire Apartment for sale : MLS®# A1042500
$868,900
Residential
Status:
Active
MLS® Num:
A1042500
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure928 sq. ft.
LUXURY CONDO WITH BREATHTAKING RIVERSIDE VIEWS - Located in one of Calgary's most coveted (and elegant) masterpieces: The Concord. Built along the Bow River across from both Princess Island Park & The Peace Bridge, you will be living in Calgary's prestigious Festival... More details
Listed by Saadia Stainsby and Serban Ilie-Haynes of EXP REALTY
Data was last updated October 20, 2020 at 02:05 AM (UTC)
Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.