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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Main Photo: 1547 WINDSOR Street NW in Calgary: St Andrews Heights Detached for sale : MLS®# C4296941
$2,195,000
Residential
Status:
Active
MLS® Num:
C4296941
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure3,361 sq. ft.
Fall in love with this magnificent & custom built Timberrock home, in St. Andrews Heights. With over 5000 Sq Ft of elegant architecture, spanned throughout three levels, this home needs to be seen in person to be truly appreciated. A short 5 minute commute to downtown... More details
Listed by Reilly Nicholls of EXP REALTY
Main Photo: 265115 BIG HILL SPRINGS Trail in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# C4285802
$1,699,999
Residential
Status:
Active
MLS® Num:
C4285802
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure4,609 sq. ft.
VIEW 3D TOUR Stunning 4500+ sq ft of living space, COMPLETE TEARDOWN NEW HOUSE WAS COMPLETED IN 2017 WALKOUT BUNGALOW on 55 ACRES. Overlooking the Big Hill Springs Park. Kitchen is complete with 8FT WIDE FRIDGE/FREEZER, GAS RANGE, GRANITE & so much more. Living room... More details
Listed by Michael Hassel of EXP REALTY
Main Photo: 23 NORTH VALLEY Boulevard in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# C4300770
$1,650,000
Residential
Status:
Active
MLS® Num:
C4300770
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure2,370 sq. ft.
Gorgeous custom built bungalow found in Bearspaw! Gated, aggregate driveway. You will notice the character that the home has, w/ beautiful crown mouldings, custom doors, wood beam & crystal glass transoms above the doors on the main floor. French doors lead you to the... More details
Listed by Hayley Green and Timothy Green of EXP REALTY
Main Photo: 31 ROSEWOOD Drive in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1012743
$1,350,000
Residential
Status:
Active
MLS® Num:
A1012743
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure2,471 sq. ft.
IMMEDIATE POSSESSION- PRIVACY at its best on a 2 acre beautifully treed lot & some of the BEST PANORAMIC MOUNTAIN VIEWS in the area. Located on the edge of Calgary, this sprawling 5 bedroom bungalow offers luxurious finishing from top to bottom as it underwent a... More details
Listed by Marc Philibert of EXP REALTY
Main Photo: 230095 56 Street E: De Winton Detached for sale : MLS®# A1014417
$1,248,888
Residential
Status:
Active
MLS® Num:
A1014417
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure2,939 sq. ft.
Gorgeous executive walkout bungalow on over 4 acres of your own nature oasis and just minutes from City limits. Drive up the fully paved driveway to the triple car garage with heated floors. This home has a lot to offer - indoors and out and has recently had over... More details
Listed by Julie Bowser of EXP REALTY
Main Photo: 218 VALLEY POINTE Way NW in Calgary: Valley Ridge Detached for sale : MLS®# C4287746
$1,248,800
Residential
Status:
Active
MLS® Num:
C4287746
Bedrooms:
6
Bathrooms:
5
Floor Area:
Switch units of measure2,991 sq. ft.
Exquisite estate home on a huge lot with private setting, beautiful unobstructed views and mother nature just out your back door. True open concept living at its finest with waves of natural light flooding every room all day long. One of Valley Ridge's most esteemed... More details
Listed by Shawn Getty of EXP REALTY
Main Photo: 32026 274 Avenue W: De Winton Detached for sale : MLS®# C4295219
$1,200,000
Residential
Status:
Active
MLS® Num:
C4295219
Bedrooms:
3
Bathrooms:
1
Floor Area:
Switch units of measure1,856 sq. ft.
Stunning CITY & MOUNTAIN VIEWS from this 30.84 acres. Great location only 10 MINS SOUTH OF THE CITY just north of the Calgary Polo Club and Strathcona Tweidsmier private school! Awesome PROPOSED SUB-DIVISION with 6 LOTS available to review. Mature trees around the home... More details
Listed by Jamie Ostby and Jack Molyneux of EXP REALTY
Main Photo: 546186 88 Street East Street E: Rural Foothills County Detached for sale : MLS®# C4301998
$1,199,999
Residential
Status:
Active
MLS® Num:
C4301998
Bedrooms:
4
Bathrooms:
3
Floor Area:
Switch units of measure2,478 sq. ft.
Open House Saturday Aug 15 11-1pm You've watched this acreage for years. Now it's time to be yours. Sellers say SELL. Fully developed 4900sf of living space. Completely updated. Top quality workmanship. All rooms on the west side of the home have a spectacular view... More details
Listed by Al Wiebe of EXP REALTY
Main Photo: 523 6A Street NE in Calgary: Bridgeland/Riverside Detached for sale : MLS®# C4305654
$1,189,000
Residential
Status:
Active
MLS® Num:
C4305654
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,684 sq. ft.
A home built to another level! Quality craftsmanship and upgrades galore!! This home is situated on an extra large 40 foot wide lot which allows for an absolutely massive main floor perfect for entertaining! The towering ceilings in the entrance lead you to an open main... More details
Listed by Dylan Oneschuk of EXP REALTY
Main Photo: 121 Waters Edge Drive: Heritage Pointe Detached for sale : MLS®# A1015302
$1,149,500
Residential
Status:
Active
MLS® Num:
A1015302
Bedrooms:
6
Bathrooms:
5
Floor Area:
Switch units of measure3,603 sq. ft.
***OPEN HOUSE Sat Aug 15 11 - 1 *** Grandeur living in prestigious Artesia at Heritage Pointe!! *PRICED BELOW BUILDER'S SPEC* Enjoy the luxury of country living within minutes of the city in this Albi Luxury "Wellington V" model. This 2 story walkout features over... More details
Listed by Anthony Massink-Wttewaall of EXP REALTY
Data was last updated August 15, 2020 at 04:05 PM (UTC)
Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.